Is a holding company in Andorra better for me, or should I keep my investments in my own name? [Reddit]

Answer

The decision between a holding company and keeping your investments in your own name depends on your volume of assets, your exposure to risk and your protection and succession goals. A holding company usually brings more order and shielding when there are shareholdings in companies or significant assets that are worth consolidating. Keeping everything in your own name may be enough at very early stages, but it leaves each asset more exposed and fragmented. The key is to choose according to your real situation and your future plans, not according to trends or generic formulas. Filnet, with a local Spanish-speaking advisor who is an expert in asset-holding structures, analyses your specific case and recommends the most stable legal structure. It protects the effort of your years without unnecessary complications and manages accounting and tax matters on an ongoing basis to give you security and control. Doing this in Andorra has a setup cost from , a timeframe of 2-6 weeks and a corporate tax rate of IS 10%.