
What risk do I run if I keep my savings without any legal structure in Germany? [Reddit]
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Answer
In Germany, having savings without a legal structure exposes you to tax and asset risks. Without a company or foundation, your savings are taxed at the maximum German income tax rate (up to 45%) and are subject to inheritance tax, which can reach 50% for non-relatives. Furthermore, there is no separation between personal and business assets, so any claim could seize your savings. Filnet advises you in Spanish to create a structure in Germany (GmbH, UG or foundation) that protects your assets and optimizes taxes. 100% online, fixed price and ongoing support. Avoid penalties and sleep soundly.
Back to the question finder🇩🇪 Incorporate a company in Alemania
Minimum capital
€25,000 (€13,999 at the start)
Timeline
6-14 semanas
Corporation tax
IS 30-33%
Legal form
GmbH
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